Unsecured loans for people with a bad credit score come in a number of forms. Payday loans without credit checks are short term, often thirty days or less, loans or cash advances. Although designed to be repaid when the borrower gets their next salary, many lenders allow the loan to rollover.

Payday Loan Cash Advances

Payday loan cash advances come with very high interest rates with some lenders charging over 2,000% APR. However lenders will argue that using APR as a method of measuring interest is unfair because payday loans were normally repaid within one month.

Payday loan cash advances are widely available online but lenders can often be found on many town and city high streets.